WEST VIRGINIA, (Hinton News) Housing stability and affordability is an ongoing issue not just in West Virginia, but across the country. A large body of research shows that people who experience housing instability—evictions, displacement, homelessness—are less likely to meet desired outcomes across all metrics and children who experience housing instability are less likely to meet important developmental benchmarks. To support our economic growth, our workforce needs stable housing.
In short, housing stability is foundational to a successful, thriving society.
That is why the West Virginia Housing Development Fund has worked for the past two years to create and implement housing stability programs for renters and homeowners struggling in the wake of the COVID-19 pandemic. Since March 2022, our West Virginia Homeowners Rescue Program has connected more than 4,300 West Virginia households with $16 million in tax-free federal aid. We have millions more available to help homeowners with past-due mortgages, utility payments, taxes, homeowners insurance, and other eligible costs. However, the response has been slow. We have received only 57 applications from Summers County homeowners and have approved and covered costs for just 20.
We know there are more homeowners in Calhoun County who need help. Homeowners behind at least 60 days in their mortgage and one payment behind in other costs can visit www.wvhomerescue.com today to learn more about the program and submit an application. Those without internet access can call 844-542-0035 to request a paper application.
While we are proud of our program’s ability to help West Virginians, we also acknowledge that housing stability is a persistent issue for many people across the state. They need help above and beyond what we can provide.
Governor Jim Justice declared April as Housing Stability Awareness Month to highlight services and resources available to renters and homeowners across West Virginia. From credit counselors to homeless prevention services, many agencies are armed with knowledge, resources, and funding to help West Virginians maintain stable housing. Although April has ended, we will continue promoting these services on our website and our social media pages.
It is our hope that West Virginians who are at risk of losing their homes will be proactive and take advantage of these resources. Homeowners who are behind in their mortgage payments may qualify for help through the West Virginia Homeowners Rescue Program or assistance from a certified credit counselor. But receiving this assistance is not an overnight process. It is important for homeowners to apply for help now before their homes enter foreclosure, their taxes are due, or their utilities are disconnected.
West Virginia is continually striving for success in health, education, and the economy. Housing stability is an important, but often overlooked, piece of that puzzle. If you or someone you know is struggling with housing stability and is at risk of losing their home, visit www.wvhdf.com/housing-stability to view a list of available resources.
The programs and resources are there. All you have to do is call.
